New Membership

Apply for a 1st Class Credit Union membership

Complete the form below to join 1st Class Credit Union.

Common Bond

To join 1st Class Credit Union you need to meet one of the following criteria, please read through and confirm that you are eligible to join by selecting at least one of the checkboxes.

Please confirm you meet at least one of the above criteria

Personal Details

Title: *
Forename: *
Surname: *
Date of Birth: *
Gender: *
Email Address: *
Home: *
Mobile: *
Overseas Taxpayer: *
If Yes, please enter your Tax Information Number:

Address Details: *

Please add your address history, starting with your most recent. We require either your last 5 addresses or addresses covering the last 3 years.
To add an address, enter and search your postcode, select your address and the date you moved in, and click add.


Did a current member promote you to join the credit union?: *
Please enter your referrer's member number
How did you hear about us?: *

Employment Details

Employment Status: *
Employer: *
Mail Centre/Office:
Payroll Number: *
Work Phone Number:
Work Email:

Employer Address: 


Forename: *
Surname: *
Contact Number: *

Address: *

Member number:

Regular Savings (min £15 p/m or £3 p/w)

How much do you wish to save? *
Min: £3.00 Max: £1,000.00
How would you like to save? *
How often would you like to make payments: *

Bank Details - Required.

Account Holder: *
Sort Code: *
Account: *

Maximum: 3

Marketing Preferences

I wish to be kept up to date by email with our changing products and services: *
I wish to be kept up to date by SMS with our changing products and services: *
I wish to be kept up to date by Post with our changing products and services.: *


I hereby apply for membership of and agree to abide by the rules of 1st Class Credit Union Ltd and declare that the information given on this form is true and correct to the best of my knowledge.

I authorise you to open an account in my name.

How the Credit Union will Use and Store your Information

At 1st Class Credit Union, we will process, transfer and/or share your information for the following legal reasons:

  • To confirm your identity and address.
  • Carry out checks for the prevention of financial crime.
  • To perform internal and external auditing.
  • Hold minimal details about our members on a register of members.

    • I agree that the personal information on this form and other information collected and held by the credit union about me including sensitive personal data can be processed, stored on paper or electronically, and used to provide me with any services I have requested here and any I may request in the future.

      All information is held in accordance with the principles of the Data Protection Act 1998 & General Data Protection Regulation 2018 and is held in the strictest confidence. It will only be disclosed with your consent or as required by law.

      I authorise 1st Class Credit Union to make such enquiries as may be necessary to verify my identity and address via Credit Reference Agencies.

      In addition, we may ask you to provide physical forms of identification and / or we may telephone you to confirm your identity.

      Credit Reference & Fraud Prevention Agencies

      When applying for credit please be aware we may share your personal information with CRAs to ensure we are safely and responsibly lending to our members.

      To keep your credit file account up to date we will exchange information with CRAs about you on a regular basis. This information will contain any settled accounts and any outstanding debts you may have with us, which could affect your credit score

      For further information on the CRAs, the ways in which they use and share personal information, are explained in more detail on:

      To prevent or detect fraud or to assist in verifying your identity we make searches of group records and at fraud prevention agencies who will supply us with information. We may also pass information to financial and other organisations involved in fraud prevention to protect ourselves and our customers from theft and fraud. If you give us false or inaccurate information and fraud is identified, details may be passed to fraud protection agencies to prevent fraud and money laundering. Information held about you by the credit reference agencies may already be linked to records relating to anyone with whom you have a financial relationship, such as a joint account.

      Please note that you have the right to access personal data held about you by the Credit Union and to correct any inaccuracies in such data.

      The legal basis for processing your personal data can be found in our Privacy Policy. A paper copy of our Privacy Policy is available on request.

      Your deposits with 1st Class Credit Union Ltd are protected by the Financial Services Compensation Scheme. Please read the full FSCS information sheet and exclusions list. Full information about the scheme can be found on FSCS.

      If at any time you feel you have been provided with an unsatisfactory service from 1st Class Credit Union, and wish to make a complaint, you can find full details on how we handle complaints here Complaints Policy.

      Thank you for completing our membership application form, we are excited to welcome you to 1st Class Credit Union. If you are employed by a company not within The Royal Mail Group please email a payslip to


Before applying you must read the FSCS guidance, membership terms and conditions, and any other documents listed. Please click the terms and conditions link below to view these.

I confirm I have read and agreed to the terms and conditions of this application.*
Some of the required fields have not been completed. Please Click here to review the form.